How to Start a Career in Insurance
Understand the Basics of Insurance
Before you dive in, it’s important to understand what insurance is and how it works.
T ypes of Insurance Products
Insurance comes in many forms. As an agent, you might work with:
- Health insurance – including Medicare and ACA plans
- Life insurance – helping families plan for the future
- Property and casualty insurance – covering homes, cars, and businesses
- Supplemental insurance – like dental, vision, and hospital indemnity
Each product serves a different need, and learning about them helps you match clients with the right coverage.
Why Compliance Matters
Insurance is a regulated industry. That means agents must follow rules to protect clients and stay in good standing. Compliance includes:
- Using approved marketing materials
- Following ethical sales practices
- Keeping up with state and federal regulations
PCH helps you stay compliant with easy-to-understand guidance and tools.
Get Licensed and Certified
To start an insurance career, you’ll need to get licensed.
State Licensing Requirements
Every state license has its own rules. Most require:
- Completing a pre-licensing course
- Passing a state exam
- Submitting a background check
PCH can help you understand your state’s requirements and connect you with approved training providers.
Continuing Education Essentials
Once you’re licensed, you’ll need to complete continuing education (CE) to keep it active. CE courses help you stay current on laws, products, and best practices. PCH offers reminders and resources, so you never miss a deadline.
Choose the Right Partner
Starting out on your own can be tough. That’s why choosing the right partner makes all the difference.
Why FMOs Matter for New Agents
An FMO (Field Marketing Organization) like PCH acts as your support system. We help you:
- Get contracted with top carriers
- Access training and marketing tools
- Receive commissions and bonuses
FMOs are especially helpful when you’re just beginning and need guidance.
How PCH Supports Your Success
At PCH, we go beyond contracts. We offer:
- One-on-one coaching with insurance professionals
- Weekly webinars
- Personalized marketing support
- Lead generation tools
We’re here to help you start your career and grow it into something great.
Access Training and Resources
Knowledge is power; and we make sure you have plenty of it.
Webinars and Workshops for Beginners
Our beginner-friendly webinars cover topics like:
- How to talk to clients
- Understanding Medicare plans
- Using digital tools to grow your business
You can join live or watch recordings at your own pace.
Marketing Tools to Attract Clients
We provide:
- Customizable flyers and brochures
- Social media templates
- Email campaigns
- CRM tools to manage leads
These resources help you look professional and stay organized.
Build Your Client Base
Once you’re trained and licensed, it’s time to find clients.
Networking Strategies
Start with people you know friends, family, and local community groups. Attend events, join business associations, and ask for referrals. Building trust is key.
Leveraging Digital Tools for Leads
Use platforms like:
- Facebook and LinkedIn
- Email newsletters
- Online directories
PCH also offers lead programs to help you connect with people actively looking for coverage.
Plan for Long-Term Growth
Success doesn’t happen overnight, but with a plan, you’ll get there.
Setting Realistic Goals
Start small. Aim to write a few policies each month and grow from there. Track your progress and celebrate wins.
Staying Informed About Industry Changes
Insurance is always evolving. PCH keeps you updated with:
- Newsletters
- Training updates
- Carrier announcements
We help you stay ahead of the curve.
FAQs
How do I start a career in insurance?
Start a career in insurance by getting licensed, choosing a strong partner like PCH, and accessing training resources.
Do I need special certifications?
Yes, most states require licensing and continuing education to start a career in insurance.
Why should I partner with PCH?
Successful agents start a career in insurance with PCH for support, training, and growth opportunities.
Is training available for beginners?
Absolutely! PCH offers webinars, workshops, and one-on-one coaching for new agents.
How long does it take to build a client base?
It varies, but starting a career in insurance with PCH gives you tools to grow faster.
Get Started Today
Starting a new career can feel overwhelming, but it doesn’t have to be. With the right guidance, tools, and support, you can start a career in insurance and build a future you’re proud of. At Platinum Choice Healthcare, we’re here to walk with you every step of the way.
Ready to take the first step? Contact PCH today and let’s build your success together.